Montana inks Small Business Health Insurance Contract
Montana sealed a deal with the state’s largest insurer Thursday good group coverage for small businesses, which are in a new pool of insurance.
The pool is part of a $ 13 million program called “sure-Montana” and aims to contribute to Montanans lack health insurance. One person in five does not cover state, and about half the population works for a small state enterprise accounts by John Morrison, said.
“It is bad for their health and bad for all pocketbooks,” he said.
Blue Cross Blue Shield of Montana inked a contract with the State to two health policy and dental insurance coverage-Pool, which helps companies qualify for lower premiums by the mass purchasing power .
The plans are designed so that affordable for Montana families, while the excellent performance “Blue Cross Blue Shield CEO Sherry Cladouhos said.
During recent months, more than 1000 small businesses to participate. The program is a “first-come, first-served and the money available. Initial funding of the participation of over 900 companies.
The program has two parts.
The first is a state income tax credit of $ 100 to $ 125 per employee per month proposed, small businesses who already have health insurance for employees. Several hundred companies are allowed to participate, starting this year.
Small businesses have no health insurance can offer, they buy health insurance pool. The state provides premium subsidies for businesses and their employees, the insurance pool.
Grants are $ 102 per month for employee only coverage, $ 175 for a spouse and staff and $ 490 for an employee and a family with two children.
“The reduction in the number of uninsured Montanans has been my priority since I took office in 2001,” said Morrison. “It is very gratifying to see the wheels in motion. Coverage is now a reality for hundreds of old had no Montanans.
Kate Wilson, president of Montana Make Board of Directors, she says, the need for such a programme every day in Cooperative Health Center, an organization Helena, which she heads. It offers medical and dental care, firstly, to other people without access to these services.
More than 70 per cent of the Customer Centre did not have insurance, and many people are in need of financial assistance to cover their own health, “said Wilson.
“There is no possibility of an individual can afford it, buy yourself a good insurance product,” she says.
The 2005 legislative approves the program. It is funded by an increase in tobacco tax that voters in the year 2004. Initiative 149 is a part of the increase in tax credits to pay taxes to subsidize health insurance for small businesses.
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